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Illustration of The Audit Nobody Wants to Run, showing a building operations scene.
Jul 1, 2026 (updated)·5 min read·Work·By Lester J.

The Audit Nobody Wants to Run

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RGI housing exists for people who have nothing else. When a periodic review reveals a tenant has been occupying a subsidized unit while owning occupied rental properties elsewhere, it stops being a grey area fast. This one's been sitting with me.

#RGI housing#tenant eligibility#subsidized housing#housing audit#property management

I want to be straightforward about something before I get into this: I don't enjoy this part of the job. Not because I have any sympathy for what happened here, but because the whole situation is a reminder of how badly this system can be abused, and how long it can go on before anyone catches it.

We're in the middle of an eviction process right now. The tenant, who I'll call Margaret, has been living in a rent-geared-to-income unit in this building for several years. Her rent was calculated based on her reported income. She went through the standard review process. On paper, she looked eligible.

She wasn't.

What I can say about the process

I have changed the details here because a real eligibility file is not mine to explain in public. I am not part of a housing provider's eligibility or legal team, and I do not know what documents, review steps, or individual circumstances apply to any household.

In Ontario, rent-geared-to-income eligibility is determined using provincial rules and local rules set by the service manager. The province explains that service managers set local income and asset-limit rules, and the Housing Services Act provides for decisions about continuing eligibility and reviews of those decisions. In Toronto, property can count toward a household's assets, but the rules include limits, declarations, exclusions, and possible exceptions. The current City of Toronto eligibility guide is the right place to check the local requirements.

That is why I keep my own role narrow. If a building-side record needs attention, I document only what I observed, protect private information, and pass the file to the people authorized to make eligibility or legal decisions. I do not decide whether someone qualifies, and I do not treat a rumour, a partial record, or a property detail as proof of wrongdoing.

What the building-side work looks like

The useful lesson from a sensitive file is not a tenant's private situation. It is the discipline of keeping operational notes factual. I record the date, the request or concern, the material sent to the appropriate team, and the follow-up required for the building. I avoid speculation, names, and details that could identify a household.

When a matter moves beyond that, it belongs to the service manager, management, or qualified legal process. Outcomes can involve review rights and facts that are not visible from a superintendent's desk. Treating a file as settled before that process is complete would be unfair to everyone involved.

The Part That Actually Bothers Me

There is a waitlist for RGI housing in this city. It is not a short one. People wait years. Some of them are living in genuinely precarious situations right now: couch surfing, sharing one-bedroom apartments with extended family, paying rent that takes up more than half of a modest income, aging out of situations that aren't sustainable. These are people who filled out the paperwork, told the truth, and got put in a queue.

Margaret was not in that queue. Margaret was collecting rent from tenants in her own properties while paying subsidized rent here. The math on that is uncomfortable to think about for too long.

I've seen a few eligibility cases over the years, but this one is about as clear-cut as it gets. There's no ambiguity about what the rules say. There's no unusual hardship being overlooked by a rigid policy. She owns income-producing properties. She was receiving a housing subsidy meant for people who own nothing and have nowhere else to go.

That's what makes this different from other compliance situations. Most tenant issues involve some degree of context, some nuance. Someone struggling with a hoarding situation, someone dealing with mental health challenges that affect how they interact with neighbours, a household that grew beyond the unit's capacity because of a family emergency. Those cases are complicated. You hold two things in mind at once.

This case doesn't ask me to do that.

Where Things Stand

The file is with the team handling the tribunal process. My role right now is mostly administrative on the building side: making sure the work order documentation is in order, being available if anything comes up operationally, and preparing for what comes after.

What comes after is someone else getting this unit. Someone who's been waiting. Someone for whom this is not a backup plan.

It is one of those parts of what this job is really like in subsidized housing that does not fit neatly into a work order.

That's the part I keep coming back to. Not Margaret's situation, but whoever is next on that list. They don't know yet that something shifted. But eventually this unit gets freed up and offered to someone who genuinely needs it, and that's the only part of this whole thing that feels right.

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About

Lester J.
L. J.

Building superintendent in Toronto, coding on the side. I write about building operations, running, food, and everyday life.

Practical notes from the building floor, kept anonymous and written for readers who like the real details.
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